As you begin your search for senior independent living, you’ll find yourself met with many new terms and sometimes complex options. What’s a CCRC? What types of senior living options are available? What’s the difference between independent living and assisted living?
We’ve put together a primer of what independent living entails, as well as the benefits it can provide to older adults. Read on to learn more about how independent living can provide a vibrant lifestyle for today and peace of mind for the future.
What is independent living for seniors?
Independent living is a term that describes a lifestyle that you’ll find at a senior living community. This type of lifestyle is for seniors who are healthy, active, and don’t need assistance to live safely. Many independent living residents like those at The Terraces at Bonita Springs choose to move into these types of communities because of the carefree lifestyle, focus on wellness, and socialization opportunities they don’t get from living on their own.
Types of Independent Living Communities
Independent living communities can be stand-alone or part of a larger senior living community. Both options have different benefits, but the independent lifestyle can be quite similar.
Also known as 55+ communities, this type of lifestyle is for individuals who want the privacy of owning their home but also want the services and amenities that come from a senior community. These types of community offerings can include a pool, a clubhouse, maintenance-free or low-maintenance homes, and social activities. These communities operate similarly to an HOA neighborhood, with dues that are paid to cover certain services and amenities.
Life Plan Communities
This type of senior living is also known as continuing care retirement communities (CCRCs).
Life Plan Communities like The Terraces at Bonita Springs offer a variety of senior care services, including assisted living, memory support, skilled nursing and rehabilitation. Independent living residents have priority access to these different levels of senior care if needed, which provides peace of mind for the future. The community also has a plethora of services and amenities to help seniors stay active, healthy and well.
Benefits of Independent Living
The benefits of moving to a senior living community are many, with very little downside. In fact, most of the residents at The Terraces tell us that they wish they’d moved here sooner! Moving into independent living can help seniors stay active and healthy for as long as possible, since every aspect of life has been designed with the needs of aging adults in mind. Here are just a few more benefits of the independent living lifestyle:
- No more home maintenance, thanks to a maintenance-free environment
- Peace of mind with assisted living and memory care services available
- So many socialization opportunities
- Planned and available activities and events every day
- Delicious dining options from formal to casual
- And so much more!
What To Consider When Looking for Independent Living Options
Does independent living sound like the right solution for you or a loved one? It’s important to know what your wants and needs are so that you’re better able to weigh the options available to you. Here are a few factors to consider when looking into independent living options:
- What sort of care levels are available, and are they available on site?
- Is there a LifeCare contract offered and what does it cover?
- What sort of services and amenities are available on site?
- How does the community provide health and wellness opportunities for adults at all ages?
- How full is the event calendar, and are there options that interest you or a loved one?
- What is the dining situation like?
How Much Does Independent Living Cost?
The cost for independent living can vary greatly from community to community. The price tag associated with this lifestyle depends greatly on location, contract type, and services offered. Depending on the type of community you choose, you may need to pay a large entrance fee, plus a monthly fee that covers most, if not all, of the benefits of the community.
While health insurance doesn’t cover independent living for seniors, there are some variables that can let older adults deduct some of their expenses when tax season comes around. A Life Plan Community like The Terraces can save you money now and in the future and can also lessen your tax burden depending on your individual situation.
Discover an independent lifestyle that helps you age in style.
At The Terraces at Bonita Springs, our independent living options take the maintenance and worry out of everyday life. Choose from a variety of floor plans to fit your lifestyle, elegant dining options, and an active lifestyle with health service options all in one place. Learn more about us and see what your future could hold when you visit our community.